How can we help SME's?

Overview   |   Why Choose Us?   |   Highlights   |   Popular Cars   |   FAQs   |   Get Started

SMALL BUSINESS DIRECTOR

Pay for your car through your business

Whether you pay yourself in dividends or a salary, you can save money by paying for your car through your business.
Q

Why choose Vehicle Consulting?

Get better prices than going direct to a dealer

Use our connections to hundreds of trusted dealers and 11 leading funders to secure the most competitive deal possible – giving you a wider choice, better prices, and access to exclusive offers.

knowledge on the deals that are out there

Let us do the hard work and find the best deals for you, so you can get the most value for your money without the hassle — saving you time, effort, and ensuring you get the right deal.

Talk cars with our team of experts

Not sure which car will work best for you and your needs?
Speak to one of our experts — someone who talks cars every day and can guide you to the right choice with honest, practical advice.

Get any car brand on the market

Choose whichever car you want — there are no limits or restrictions.
If it’s available anywhere in the UK, we can source it for you quickly and hassle-free, making sure you get the exact car you’re looking for.

Why Business Directors are doing it...

Reduce the amount of tax you pay

Pay yourself in dividends?

Reduce your corporation tax.

Pay yourself in salary?

Reduce your income tax.

Include insurance and maintenance

Add these savings to the overall cost of your car and see how much more affordable and manageable it becomes — giving you a simple, all-in-one package without unexpected expenses.

Claim back 50% of the VAT on your car

Salary sacrifice can give employees access to cars they’ve always wanted — vehicles that might otherwise be out of reach. This is a great way to boost morale, improve retention, and keep your team genuinely happy and motivated.

Trial salary sacrifice yourself before you open it up to your team

Thinking about getting a salary sacrifice scheme, but want to see how it works first?

Trial it on yourself and if you’re happy with it, open it up to your team.

Popular Cars with Company Directors

PORSCHE

TAYCAN

3% BIK

RANGE ROVER

SPORT PHEV

6% BIK

LOTUS

ELETRE

3% BIK

FAQs

Why are Directors getting their car through their business?
Directors often choose to get their car through Business Contract Hire (BCH) primarily for the tax savings it offers.

BCH also provides predictable monthly costs and avoids the large upfront expense of purchasing a vehicle.

Maintenance and servicing are included, making it a hassle-free option.

Additionally, it allows directors to drive a new, high-quality car without the long-term commitment of ownership, keeping their vehicles up-to-date with the latest models and technology.

Is this popular with Directors?
Yes, Business Contract Hire (BCH) is very popular with small business directors.

This is why you often see so many Porsche Taycans and Range Rover Sports on the road, as these vehicles are commonly leased through BCH.

Directors take advantage of the low Benefit-in-Kind (BIK) rates on these models, making them a cost-effective and attractive choice for their company cars.

What if you pay yourself in dividends?
Business contract hire or salary sacrifice can still work if you pay yourself in dividends and potentially save you money.

It’s worth talking to one of our Business Director specialists, who can walk you through the finer details and help you understand how BCH can benefit your specific financial situation.

Can you get petrol/diesel cars?
Yes, you can get petrol or diesel cars through BCH, but it isn’t really worth it due to the high Benefit-in-Kind (BIK) rates you have to pay.

Electric cars work best under BCH, and it can also be effective with plug-in hybrids.

For example, the Range Rover Sport is a popular choice as a plug-in hybrid, offering better BIK rates and overall cost-effectiveness.

What cars are Directors going for?

Business directors tend to go for premium cars, which are electric or plug-in hybrid with a low Benefit-in-Kind (BIK) rate.

Popular choices include:

Teslas
Porsche Taycans
Range Rover Sport (plug-in hybrid)
BMW i5
Audi e-tron
Lotus Eletre

These vehicles offer excellent performance, luxury, and significant tax savings, making them ideal for business use.

What type of company can this work for?
This can work for businesses in any industry as long as they generate enough revenue to bear the costs of Business Contract Hire (BCH).

Whether you’re in tech, finance, retail, or any other sector, BCH can provide financial and operational benefits, making it a versatile option for various types of companies.

How do you get started?

To get started, book a call with us, and our Business Director specialist, Daniel, will talk you through the whole process.

He’ll explain the benefits, answer any questions, and help you determine the best options for your business needs.

Why choose Vehicle Consulting?
The main thing for Business Directors is that you get Daniel as your Account Manager.

He’ll be your go-to person to talk through cars with and he will take care of all things cars for you.

He’s also a good laugh.

Learn how you can get your car through your business

Book a call with one of our SME specialists.